A $50 financial mistake doesn't look dangerous. That's exactly why it can become dangerous. $50 wasted today? Whatever. $50 wasted tomorrow? Still nothing. But $50 every day? $1,500/month. $18,250/year. More than $90,000 in five years. Audit taught me to respect small
Working in audit made me less impressed by complicated financial strategies. And much more interested in boring habits. Collect the money you're owed. Know where your cash is. Control your expenses. Understand your inventory. Document important transactions. Reconcile your accounts. Separate personal and business money. Fix small problems
Working as an auditor changed the way I think about money. Not because I discovered some secret investment strategy. Actually, it was almost the opposite. I learned that many financial problems aren't caused by complicated decisions. They're caused by simple things being ignored for too long.
![[Thanks to my dear friend Ricardo for lending me his beautiful dog Linda, I'm a true fan of terriers]](https://storage.ghost.io/c/56/98/5698ae9e-5d44-4eac-81c0-aecf07759573/content/images/size/w600/2026/09/WhatsApp-Image-2026-09-02-at-12.36.56-PM-3-1.jpeg)
At 24, losing a large amount of money can feel enormous. Choosing the wrong career can feel like you're falling behind. Spending six months on a failed business can feel like wasted time. But there's an asset young people routinely underestimate: the decades still ahead of
My name is Guillermo. I’m 24 years old. I studied finance and auditing at PUCMM. I work in the real world. I’ve sold actual products to actual customers. I experiment with AI, automation, investing, content, music, and whatever else catches my curiosity. And yet, I still find myself